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Know how much will be your future cost of living per month
Monthly inflationary expenses (groceries,travel, clothes etc.)
Monthly non-inflationary expenses (loan repayments,LIC premiums etc.) (Rs.)
Years in which to calculate cost of living
Expected Changes in Expenses
Increase in monthly inflationary expenses(Rs.)
Decrease in monthly inflationary expenses (Rs.)
Increase in monthly non-inflationary expenses (Rs.)
Decrease in monthly non-inflationary expenses (Rs.)
Expected annual inflation
Your monthly inflationary expenses would be (Rs.)
Your monthly non inflationary expenses would be (Rs.)
Hence Your cost of living for a month would be (Rs.)
You start by estimating how much you need for a comfortable retired life in current rupee terms.This figure is bound to increase as you take inflation into account.
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